About us

We Build the Future of in-person Commerce

Behind every custom checkout and lightning-fast transaction is the dedicated team at Final. We're a collective of forward-thinkers driven by a singular purpose: to revolutionize in-person commerce. As the world's first checkout infrastructure, we empower you to shape technology to your brand and workflow, not the other way around.
Built for Reliability
Final is the world's first checkout infrastructure, engineered for seamless, lightning-fast operations and ironclad security. Your business, running flawlessly.
Your Vision, Secured
Build your custom checkout with world-class security and compliance. We empower your unique vision with ultimate confidence.
Growth, Simplified
Transparent pricing, instant approvals, and integrated lending solutions fuel your expansion. Grow your way, effortlessly, with the financial flexibility you deserve.

The Final Toolkit - Crafted with Passion

Our passion fuels the Final Toolkit: a comprehensive suite of tools—Manage, Build, Run, Scale, Pay, Code. Designed to give you unprecedented control, it empowers your unique in-person checkout vision with precision and power.
final app ecosystem

Leadership Team

The latest from the Final Team

Discover our progress, partnerships, and breakthroughs.
Visit the blog
How to Accept Tap to Pay Payments with final
What Is Tap to Pay? And how to Accept Tap to Pay in...
  • October 29th, 2025
Tap to Pay is a contactless payment method that lets customers pay by tapping their card, phone, or smartwatch on a ...
Read more
Final POS software tools
Discover the Final POS Tool Suite for Smarter Retai...
  • October 1st, 2025
Running a retail business can be complex, but the right POS software tools can make all the difference. We’re excite...
Read more
Smarter Employee Management with Your POS System
Smarter Employee Management with Your POS System
  • July 28th, 2025
Point of Sale systems (POS) have come a long way. What used to be simple cash registers are now intelligent platform...
Read more

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Then pay as you go.

Why settle for generic? Build your perfect checkout.
Try Final today

Country Rates

Australia
1.7% + A$0.30 for domestic cards
3.5% + A$0.30 for international cards
+ 2% if currency conversion is required
Austria
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
Belgium
1.5% + €0.25 for standard European Economic Area cards
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Brazil
3.99% + R$0.39 per successful charge for domestic cards
+ 2% for transactions with international cards
Bulgaria
1.5% + BGN0.50 for standard European Economic Area cards
1.9% + BGN0.50 for premium European Economic Area cards
3.25% + BGN0.50 for international cards
2.5% + BGN0.50 for UK cards
+ 2% if currency conversion is required
Canada
2.9% + C$0.30 per successful charge for domestic cards
+ 0.5% for manually entered cards
+ 0.8% for international cards
+ 2% if currency conversion is required
Crotia
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 1% if currency conversion is required
Cyprus
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Czech Republic
1.5% + 6.50Kč for standard European Economic Area cards
1.9% + 6.50Kč for premium European Economic Area cards
2.5% + 6.50Kč for UK cards
3.25% + 6.50Kč for international cards
+ 2% if currency conversion is required
Czech Republic
1.5% + 6.50Kč for standard European Economic Area cards
1.9% + 6.50Kč for premium European Economic Area cards
2.5% + 6.50Kč for UK cards
3.25% + 6.50Kč for international cards
+ 2% if currency conversion is required
Denmark
1.5% + 1.80kr for standard European Economic Area cards
1.9% + 1.80kr for premium European Economic Area cards
2.5% + 1.80kr for UK cards
3.25% + 1.80kr for international cards
+ 2% if currency conversion is required
Estonia
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Finland
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
France
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Germany
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Gibraltar
1.5% + 20p for standard Gibraltar cards
1.9% + 20p for premium Gibraltar cards
2.5% + 20p for European Economic Area cards
3.25% + 20p for international cards
+ 2% if currency conversion is required
Greece
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Hong Kong
3.4% + HK$2.35per successful charge for domestic cards
3.4% + US$0.30 per charge when settled in USD
+ 0.5% for international cards
+ 2% if currency conversion is required
Hungray
1.5% + 85.00Ft for standard European Economic Area cards
1.9% + 85.00Ft for premium European Economic Area cards
2.5% + 85.00Ft for UK cards
3.25% + 85.00Ft for international cards
+ 2% if currency conversion is required
Ireland
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Italy
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Japan
3.6% per successful charge for domestic cards
+ 2% if currency conversion is required
Latvia
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Liechtenstein
1.5% + CHF0.30 for standard European Economic Area cards
1.9% + CHF0.30 for premium European Economic Area cards
2.5% + CHF0.30for UK cards
3.25% + CHF0.30 for international cards
+ 1% if currency conversion is required
Lithuania
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Luxembourg
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Malaysia
3% + RM1.00 per successful charge for domestic cards
+ 1% for international cards
+ 2% if currency conversion is required
Malta
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Mexico
3.6% + MXN$3.00 per successful charge for domestic cards
+ 0.5% for international cards
+ 2% if currency conversion is required
Netherlands
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
New Zealand
2.7% + NZ$0.30 for domestic cards
3.7% + NZ$0.30 for international cards
+ 2% if currency conversion is required
Norway
2.4% + 2.00kr for Norwegian cards
2.4% + 2.00kr for European Economic Area cards
3.25% + 2.00kr for international cards
+ 2% if currency conversion is required
Poland
1.5% + 1.00zł for standard European Economic Area cards
1.9% + 1.00zł for premium European Economic Area cards
+ 2% if currency conversion is required
Portugal
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Romania
1.5% + 1.00lei for standard European Economic Area cards
1.9% + 1.00lei for premium European Economic Area cards
2.5% + 1.00lei for UK cards
3.25% + 1.00lei for international cards
+ 2% if currency conversion is required
Singapore
3.4% + S$0.50 per successful charge for domestic cards
3.4% + $0.50 per card charge when settled in USD
+ 2% if currency conversion is required
+ 0.5% for international cards
Slovakia
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Slovenia
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Spain
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Spain
1.5% + 1.80kr for standard European Economic Area cards
1.9% + 1.80kr for premium European Economic Area cards
2.5% + 1.80kr for UK cards
3.25% +1.80kr for international cards
+ 2% if currency conversion is required
Switzerland
2.9% + CHF0.30 for premium European Economic Area cards
3.25% + CHF0.30 for international cards
+ 2% if currency conversion is required
Thailand
3.65% + ฿10.00 for domestic cards
4.75% + ฿10.00 for international cards
+ 2% if currency conversion is required
United Arab Emirates
2.9% + AED1.00 for domestic cards
+ 1% if currency conversion is required
+ 1% for international cards
United Kingdom
1.5% + 20p for standard UK cards
1.9% + 20p for premium UK cards
2.5% + 20p for EU Cards
3.25% + 20p for international cards
+ 2% if currency conversion is required
United States
2.9% + 30¢ per successful charge for domestic cards
+ 1.5% for international cards
+ 1% if currency conversion is required
en_USEnglish
fr_FRFrench es_ESSpanish de_DEGerman en_USEnglish