# Pay: Payments, Payouts & Funding

> Published: 2026-06-15
> Updated: 2026-07-02
> Category: Pay
> Canonical: https://finalpos.com/help/merchant-hub-pay

Merchant Hub Pay is where you set up payment processing, take and manage payments, and get paid. It's powered by Stripe and embedded in the Merchant Hub, with four pages — Setup, Payments, Payouts, and Funding. Use the linked Pay articles for step-by-step help with setup, payments, payouts, tips, and terminals.

## Key takeaways

- Pay covers payment setup, taking and managing payments, payouts, and funding, powered by Stripe.
- It has four pages: Setup, Payments, Payouts, and Funding (organization and Final users only).
- For first-time setup see Getting Started with Final Pay; for transactions and disputes see Managing Payments & Disputes.
- For getting paid see Payouts, Balances & Funding; for tips and signatures see the Payment Setup and Configure Tips articles.
- Pay is locked while sample data is active — click Setup my store to unlock it.

## What is Pay?

Merchant Hub Pay is where you set up payment processing, take and manage payments, and get paid. It's powered by Stripe and embedded in the Merchant Hub, with four pages — **Setup**, **Payments**, **Payouts**, and **Funding** (organization and Final users only).

> **Note:** Pay is locked while sample data is active. Click Setup my store on the banner to unlock it.

## Find the right Pay article

For step-by-step help, see the Pay guides:

- [Getting Started with Final Pay](/help/getting-started-final-pay) — first-time setup and what Final Pay includes.
- [Managing Payments & Disputes](/help/managing-payments-refunds-disputes) — review transactions and respond to chargebacks.
- [Payouts, Balances & Funding](/help/payouts-balances-funding) — your balance, payout schedule, instant payouts, and financing.
- [Payment Setup: account & cardholder signatures](/help/configuring-tips-cardholder-signatures) — manage your Stripe account and collect signatures.
- [How to configure Tips](/help/configure-tips) — turn tipping on and set your tip options.
- [How to connect a terminal](/help/connect-a-terminal) — pair a card reader (and find the per-device guides).
- [How to connect a Printer](/help/connect-a-printer) — set up receipt printing.

## Good to know

- Pay is powered by Stripe, and Final Commerce never stores your full bank or card details.