# How to take a MOTO payment on Final Terminal

> Published: 2026-06-17
> Updated: 2026-07-08
> Category: Terminal
> Canonical: https://finalpos.com/help/moto-payment

MOTO (Mail Order / Telephone Order) is one of Final Terminal's three options, for keyed card-not-present payments. Choose MOTO, enter the amount for the transaction, then enter the customer's card details to charge the card. MOTO payments are available in Final Terminal.

## Key takeaways

- MOTO is a keyed, card-not-present payment for taking a card over the phone or from a written order.
- In Final Terminal, choose MOTO, enter the amount, then enter the customer's card details.
- MOTO card details include the card number, expiry, CVC, and postal code.
- MOTO payments are available in Final Terminal.
- MOTO is one of Final Terminal's three options, alongside Quick Charge and Quick Refund.

## What is MOTO?

MOTO stands for **Mail Order / Telephone Order** — a keyed, card-not-present payment where you type in the customer's card details rather than having them tap or insert a card. It's one of the three options in Final Terminal, useful for taking a card over the phone or from a written order.

## How to take a MOTO payment

1. From the Final Terminal home screen, choose **MOTO**.
2. Enter the **amount** for the transaction.
3. Enter the customer's **card details** — card number, expiry, CVC, and postal code.
4. Submit to **charge** the card.

## FAQ

**Q: What is a MOTO payment?**
A: A keyed, card-not-present payment — you enter the card details by hand, for example for a phone order.

**Q: Where can I take MOTO payments?**
A: MOTO payments are available in Final Terminal.

**Q: What card details do I enter?**
A: The card number, expiry, CVC, and postal code.