# How to take a payment at checkout

> Published: 2026-06-17
> Updated: 2026-07-08
> Category: Run
> Canonical: https://finalpos.com/help/take-a-payment

At checkout, tap a payment button on the grid — which buttons appear is set by your flow. For cash, enter the amount received and the till shows the change due. For card, tap your card (Final Pay) button and the amount is sent to your reader or Tap to Pay for the customer to tap, insert, or swipe.

## Key takeaways

- At checkout, the payment buttons (the Payment Grid) and their labels are defined by your flow.
- For cash, tap the Cash button, enter the amount received, and the till shows the change due.
- For card, tap your flow's card (Final Pay) button — the amount goes to your reader or Tap to Pay.
- If tips or signatures are enabled, the customer is prompted before the payment completes.
- Once approved, the payment is recorded in Payments and you can print the receipt.

## Before you begin

Before you take a payment, you need an open session and items in the cart — see "How to ring up a sale." Cash works on any Station; to take card payments, a Native Station needs a connected card reader or Tap to Pay. The payment buttons you see at checkout — and their labels — are defined by your flow (its Payment Grid and Payments & Data settings).

## Go to checkout

From the cart, tap your flow's **checkout / pay** button to open the payment screen. It shows the payment buttons your flow has set up — typically a cash option and a card (Final Pay) option. Tap the one the customer is paying with.

## Take a cash payment

1. Tap your **Cash** payment button.
2. Enter the **amount received** on the keypad. The screen shows the **change due** (and the remaining balance if you're taking a partial payment).
3. Confirm to complete the payment, then open the cash drawer and give any change.

## Take a card payment (Final Pay)

1. Tap your flow's **card / Final Pay** payment button. (The exact label is set by your flow; card payments run through Final Pay on your connected terminal.)
2. The amount is sent to your connected **card reader** — or **Tap to Pay** on a supported device. The customer **taps, inserts, or swipes** their card, or uses a digital wallet.
3. If **tips** are enabled, the customer chooses a tip first. If a **signature** is required, they sign on the reader.
4. When the payment is **approved**, it's recorded in **Payments**, and you can print the receipt.

> **Card payments need a Native Station with a reader or Tap to Pay.** On a Virtual Station (web browser), card payments go through a Cloud terminal — see "How to connect a terminal."

## Paying with more than one method

You can split a payment across more than one tender — for example, part cash and part card. On the payment screen, tap **Partial payment**, enter the amount for the first tender, and take it; repeat until the remaining balance reaches zero. See "How to split a payment across multiple tenders."

## After the payment

The completed sale appears in your Orders, and the payment appears in the Payments area. You can print a receipt. To return money later, see "How to make a refund."

## FAQ

**Q: Which payment methods can I use?**
A: The methods at checkout are set by your flow's Payment Grid and Payments & Data settings — for example, Cash and Final Pay.

**Q: How does change work for a cash payment?**
A: Enter the amount received on the keypad and the till shows the change due.

**Q: Why isn't a card reader available?**
A: Card readers connect on a Native Station; on a Virtual Station (browser), use a Cloud terminal. See How to connect a terminal.

**Q: Can the customer leave a tip?**
A: Yes, if tips are enabled for Final Pay payments. See How to configure Tips.

**Q: Can I take part cash and part card?**
A: Yes — on the payment screen, tap Partial payment, enter each amount, and repeat until the balance reaches zero.