We only get paid
when you get paid.
2.49% + $0.10 per in-person card payment. That’s the whole bill. No subscription, no monthly fees, and cash is always free.
No commitment, no hidden fees, no credit card required.
The whole price list: three numbers.
No fees for cash transactions — not a percentage, not a flat fee, at any volume.
Per in-person charge — tap, chip, or contactless. Online is 2.79% + $0.30. No platform fee on top, and next-day payouts are included free.
Only for payment providers you connect via extensions — billed monthly, on top of that provider’s own charges. Never applies to Final Pay.
Next-day payouts included, at no extra cost. Canada from 1.99% · Europe from 0.99% — preview with the tabs under the card above.
Free until your first card payment.
Build, test, and go live at no cost — take as long as you like.
Build
Create unlimited flows with the full AI builder.
$0Test
Validate your setup, for as long as you need.
$0Go live
Run on your devices, with your choice of hardware.
$0Take card payments
The per-transaction rate kicks in — your first and only recurring bill.
Pay as you goEverything’s included, from day one
The full platform on every account — no feature gates, no add-on modules.
Build with AI
- AI build, plan & preview modes
- Media generation — video & images
- Version history and rollback
- Unlimited live deployed flows
- Public sharing + showcase
- Custom data tables
AI credits
- 1,000 free credits every day
- Up to 5,000 free credits per month
- One-off top-up packs that never expire
Set up your business
- Unlimited user profiles
- Custom roles & permissions
- Unlimited Stations & Outlets
- Advanced POS reports
- End of Session reporting
Run your operations
- Product catalog tools
- Orders & refunds tracking
- Customer profiles and notes
- Multi-location inventory
- Stock transfers & adjustment history
- Cash management
- Offline mode
Hardware, your choice
- Runs on iOS, Android, macOS & browser
- Thermal printers, barcode scanners & cash drawers
- Peripheral device support
- Free Final POS app
- Optional payment terminals & accessories
Sell & support
- Sell flows on Marketplace
- Priority support for every merchant
Your rate comes with you.
The other fees don’t.
A rate match means exactly that: if your current POS or payment provider charges you less than our standard rate, we take that rate as-is. No haggling, no lock-in — and you can sell on the standard rate while we review it.
Tell us your current rate
A statement, a photo of your bill, or a quick call — whatever you're comfortable with.
We review it
Our team checks your rates and volume and gets back to you within two business days.
Keep your rate on Final
If we can match it, you keep the pricing you already negotiated.
What’s a rate match?
If your current provider charges you less than our standard rate, we take your rate as-is — the same pricing, on Final, with no subscription around it.
Confidential — and no paperwork required. A quick call works too.
The builder runs on AI credits
Every AI action in the builder costs credits — a typical edit is about 300. You get 1,000 free every day, up to 5,000 a month, so most merchants never buy any. Purchased credits never expire.
1,000 credits per day, on us
Resets every day, for every account — enough to build, tweak, and preview your POS without ever buying credits. Capped at 5,000 a month.
One-off top-ups + referral rewards
For heavy build days. Earn 500 credits for every business you refer that goes live.
| Spark | 2,000 credits | $10 |
| Boost | 5,000 credits | $25 |
| Pro | 10,000 credits | $50 |
Custom pricing for agencies and platforms
Running many merchants? We shape pricing around your volume — and you can resell Final Pay at rates you set.
Custom rates & rate resell
Get custom Final Pay processing rates and resell to your customers at rates you set. The spread is your margin — residual revenue on every transaction your merchants process.
Resell Final under your own organisation
Build apps for clients and resell them under your own organisation — your pricing, your customer relationships, with custom plans, usage limits, and merchant onboarding under your control.
Common questions
Is there really no subscription?
What does hardware cost?
I'm not in the United States. What's my rate?
What about online payments?
How long does rate matching take?
Do my free credits pile up?
Go live with your own POS
for $0 upfront
Build and test for as long as you need. You only pay when you take a card payment.
No commitment, no hidden fees, no credit card required.