Restricted businesses on Final Pay

Final Pay is powered by Stripe, so the businesses that can accept payments through it follow Stripe's restricted businesses policy. Most everyday retail, hospitality, and service businesses are supported — but some business types are restricted or prohibited.

Which businesses can use Final Pay?

• Supported — the large majority of businesses: retail shops, cafes and restaurants, bars, salons, professional services, wholesale, and more.

• Restricted — certain categories are allowed only under conditions or after review.

• Prohibited — some business types cannot be supported at all.

Why some businesses are restricted

Card networks, banks, and regulations place limits on certain categories — for example, some regulated, high-risk, or legally sensitive activities. Because Final Pay processes payments through Stripe, those same rules apply, and the definitive categories are set by Stripe's restricted businesses policy.

Final's Acceptable Use

Separately, Final's Terms require lawful use of the platform: you may not use Final to break the law, infringe intellectual property, send spam, or interfere with the service. Accounts that violate this may be suspended.

During setup

When you set up Final Pay, Stripe may ask for details about your business so it can verify your account can be supported. Providing accurate business information up front helps avoid delays in getting approved to take payments.

Confirm your business is eligible

Stripe's restricted businesses policy can change over time, so if you're not certain your category qualifies, check before you invest time setting up:

• Review Stripe's restricted businesses list, or

• Contact Final support with a short description of what you sell, and we'll help confirm whether your business is eligible for Final Pay.