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PayExplainer· Updated June 17, 2026

Pay: Payments, Payouts & Funding

An overview of the Pay area in the Merchant Hub — set up payments, take and manage payments, and get paid — with links to the step-by-step Pay guides.

What is Pay?

Merchant Hub Pay is where you set up payment processing, take and manage payments, and get paid. It's powered by Stripe and embedded in the Merchant Hub, with four pages — Setup, Payments, Payouts, and Funding (organization and Final users only).

Note: Pay is locked while sample data is active. Click Setup my store on the banner to unlock it.

Find the right Pay article

For step-by-step help, see the Pay guides:

  • Getting Started with Final Pay — first-time setup and what Final Pay includes.

  • Managing Payments, Refunds & Disputes — review transactions, issue refunds, and respond to chargebacks.

  • Payouts, Balances & Funding — your balance, payout schedule, instant payouts, and financing.

  • Payment Setup: account & cardholder signatures — manage your Stripe account and collect signatures.

  • How to configure Tips — turn tipping on and set your tip options.

  • Using Custom Payment Methods — record payments taken outside cash and Final Pay.

  • How to connect a terminal — pair a card reader (and find the per-device guides).

  • How to connect a Printer — set up receipt printing.

Good to know

  • Pay is powered by Stripe, and Final Commerce never stores your full bank or card details.

  • A 1% platform fee applies to non-cash payments not processed through Final Pay. See your plan's rate under Profile → Billing.