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PayExplainer· Updated September 11, 2026

Where Final Pay is available

Final Pay is available in a growing list of countries. You choose your country when you set up payments, and Final creates your payment account for it. Card reader and feature availability can vary by country and device, so contact Final support to confirm availability where you operate.

Final Pay is available in a growing list of countries, and Final adds new markets over time. Which features you can use, and which card readers are supported, can differ from one country to another.

Setting up payments in your country

When you open Pay and set up payments, you choose your country, and Final creates your payment account for it. Your currency is set from that country, and payouts are sent to a local bank account you connect during setup.

What can vary by country

Being in a supported country doesn't mean every option looks the same everywhere. The following can vary:

  • Card readers: which terminals are supported for in-person payments.

  • Tap to Pay: accepting contactless directly on a phone or tablet depends on the country and the device.

  • Currency and payouts: set by the country you operate in.

  • Processing rates: these depend on your region. See the Final Pay pricing article.

Selling in more than one place

If you operate multiple outlets, Final can route funds by outlet, region, or owner to match how your business is actually structured, which is useful for businesses that span more than one location.

Confirm availability for your country

Because the list of supported countries changes over time, the most reliable way to confirm is to contact Final support. We'll confirm whether Final Pay is available where you operate, and which readers and features you can use there.

Good to know

Country availability is separate from your pricing. Even within a supported country, your exact rates depend on your region and the card types you accept. The Final Pay pricing article breaks those down.

Frequently asked questions

Is Final Pay available in my country?

Final Pay is available in a growing list of countries. The most reliable way to confirm is to contact Final support, who can check your country and tell you which readers and features you can use.

Who determines which countries Final Pay works in?

Final does. We add markets over time, so the list of supported countries changes. Contact Final support for the current answer for your country.

Does my country affect my currency and rates?

Yes. Your currency follows the country you select at setup, and your processing rates depend on your region. See the Final Pay pricing article for the details.

Are all card readers and features available everywhere?

No. Availability of specific card readers and features such as Tap to Pay varies by country and by device.

How do I confirm availability before I sign up?

Contact Final support and we'll confirm whether Final Pay is available where you operate.