Skip to main content
PayExplainer· Updated September 11, 2026

Getting paid: next-day payouts included

Final Pay sends your money to your bank on your payout schedule, and next-day payouts are included at no extra cost. Only Available (cleared) funds can be paid out, so Pending funds must clear first. Change how often you are paid in Payment Setup.

The quick answer

Final Pay collects your sales into a balance and pays them out to your bank. Next-day payouts are included at no extra cost, which is the published rate on finalpos.com/pricing.

Standard payouts follow the schedule you set (for example daily). Only Available (cleared) funds can be paid out, and Pending funds clear first.

Standard payouts

Standard payouts go to your bank automatically on your payout schedule at no extra cost. This is the everyday option. Change how often they happen in Payment Setup → Payment Account.

Getting paid on the next day

Next-day payouts are part of Final Pay, with no add-on percentage for that speed. Timing still depends on your bank and your country's banking system once the payout has been sent.

If you need to move available funds outside your usual schedule, open Payouts from the navigation. Eligibility and the options shown there are what apply to your account.

To see the card processing rates themselves, see Final Pay pricing.

Which should I use?

Use the included next-day or scheduled payout for normal cash flow. Open Payouts if you need to send available funds outside that schedule.

Where to manage it

Open Payouts from the navigation to see your Available and Pending balance, your payout history and schedule, and to start a payout where supported. Remember that only Available funds can be paid out, and Pending funds clear automatically first.

Frequently asked questions

Is there a fee for getting paid?

Next-day and scheduled payouts are included at no extra cost. Card processing rates are separate and listed in the Final Pay pricing article.

Where can I see my card processing rates?

See the Final Pay pricing article, which lists the rates by region and whether the card is in person or online.

How fast is a next-day payout?

Funds are sent on your payout schedule, with next-day timing included. Your bank and local banking hours still affect when the deposit lands.

How do I change how often I'm paid?

Adjust your payout schedule in Payment Setup, then Payment Account.