Bann peyman mobile tap vs Tap to Pay on mobile: explikasion lor diferans-la
Bann peyman mobile tap ek Tap to Pay on mobile parat kouma sa mem fonksionalite-la. Zot de kote opoze de sa mem tap-la — enn se kouma bann kliyan peye, lot-la se kouma bann marsan aksepte.
"Bann peyman mobile tap" ek "Tap to Pay on mobile" gany servi koumadir zot ti sa mem fonksionalite-la. Zot pa parey. Bann peyman mobile tap se kouma enn kliyan peye — pe tini enn telefon oubien mont lao lor enn lekter plito ki prezant enn kart. Tap to Pay on mobile se kouma enn marsan aksepte — telefon-la mem vinn lekter kart-la. Mem tap NFC, de kote opoze de kontwar-la, ek serman enn ladan se enn desizion ki ou bizin prand.
Ki ete bann peyman mobile tap?
Bann peyman mobile tap se bann peyman contactless ki enn kliyan fer avek enn telefon oubien smartwatch plito ki enn kart fizik. Kart-la res dan enn portfey dixital kouma Apple Pay oubien Google Wallet, ki gard enn ranplasan tokenized pou nimero kart-la plito ki nimero-la mem. Kot kès-la, kliyan-la aprouve avek so lanprint dwat oubien scan figir ek tini laparey-la pre avek lekter-la.
Lor ou kote kontwar, nanyen pa sanzé. Enn tap portfey arive kouma enn tranzaksion contactless kart-present normal: si ou konfigirasion aksepte bann kart contactless, li deza aksepte Apple Pay ek Google Pay. Pa ena okenn lintegrasion separe, okenn fre anplis, ek okenn bouton pou peze. Apple rapote ki plis ki de tier bann kart kredi ek debi US inn sorti avek fonksionalite contactless, ek ladopsion contactless pe sanz figir checkout-la depi bien avan ki bann telefon rant ladan.
Ki ete Tap to Pay on mobile?
Tap to Pay on mobile transform telefon marsan-la an enn lekter kart. Vandi anba bann non kouma Tap to Pay on iPhone, Tap to Pay on Android, oubien softPOS (software point of sale), li servi lanten NFC ki dan telefon-la pou lir kart contactless, telefon, oubien mont kliyan-la direk kont lekran-la. Pa ena okenn dongle, okenn lekter Bluetooth, okenn terminal.
Bann kondision zot leze. Tap to Pay on iPhone de Apple bizin enn app peyman siporte ek enn version iOS resan. Lor Android, laplipar bann laparey resan avek fonksionalite NFC kalifie, avek bann kondision exak ki varie selon provider ek pei. Travay dir-la res lor provider peyman deryer app-la, ki provwar konfigirasion lekter sertifie ek sarye bann sertifikasion sekirite.
Sa dernie parti-la merit latansion. Lekter-la kapab enn lozisyel, me infrastriktir deryer li pa kapab inprovize: bann tranzaksion zot kripte de bout an bout, nimero kart-la zame pa tous memwar telefon-la, ek tou sa rasanbleman-la sertifie anba sa mem bann reg sekirite kart-present ki bann terminal swiv-la. Parti difisil peyman-la pa res dan lekran checkout. Li res dan bann tuyo sertifie anba-anba.
Kifer konfonn sa de-la?
Parski zes-la li parey ek vokabiler-la anpile. Tou de inplik enn tap, tou de marse lor NFC, ek "tap to pay" gany servi dan enn fason mwayen pou tou de. Distinksion ki vo lapenn garde:
Kisannla ki tini laparey-la: bann peyman mobile tap pase lor telefon kliyan-la. Tap to Pay on mobile pase lor telefon marsan-la.
Ki li ete: enn se enn metod peyman, lot-la se enn kanal lakseptasion.
Ki li ranplase: enn tap portfey ranplas kart plastik kliyan-la. Tap to Pay ranplas lekter kart marsan-la.
Kisannla ki deside: kliyan-la swazir si li tap enn telefon oubien enn kart. Ou swazir si ou aksepte lor enn terminal oubien enn telefon.
Sa de-la kapab osi rasanble. Enn kliyan kapab fer enn peyman mobile tap lor telefon Tap to Pay enn marsan — de telefon, enn tap, tou de term dan enn sel tranzaksion. Sa sel zimaz-la explik laplipar konfizion-la.
Ki enn ou bizin reelman konfigire?
Serman kote lakseptasion-la ki lor ou lislit. Bann peyman mobile tap pa bizin nanyen depi ou anplis ki lakseptasion contactless, ki ninport ki konfigirasion modern inpli par defo. Vre desizion-la se ki kitsoz ki pou aksepte: enn terminal dedie, enn telefon, oubien tou de.
Tap to Pay on mobile konvenik pou bann biznes ki deplase: bann bazar, food trucks, bann metie ki ramase lor plas, pop-ups, oubien enn deziem kès kan lakey-la vinn long. Kout hardware li zero ek tou konfigirasion-la voyaze dan enn pos. Enn terminal dedie gard touzour so plas lor kontwar dan bann laboutik pli okipe — li pli rapid dan repetision, pli dirab, touzour sarze, ek donn bann kliyan enn lekran abitye pou bann tips ek PIN.
Bann fre merit plis latansion ki form-la. Tou de semin prosese kouma bann peyman kart-present, ek seki ou peye reelman par tranzaksion varie boukou plis ant bann provider ki ant enn terminal ek enn telefon.
Lor Final, tou de opsion marse par Final Pay: hardware terminal sertifie pou kontwar-la, ek Tap to Pay pou aksepte contactless direk lor enn telefon oubien tablet siporte, avek disponibilite ki varie selon pei ek laparey. Si semin baze lor telefon-la konvenik ou biznes, gid pou rasanble enn mobile checkout avek tap-to-pay zere konfigirasion-la de bout an bout.
Kestion ki poz souvan
Eski Tap to Pay lor enn telefon sekirize parey kouma enn terminal kart?
Wi. Bann tranzaksion inkripte bout-an-bout, bann nimero kart inn tokenize ek zame pa anrezistre lor laparei-la, ek provider peman-la bizin sertifie sa konfigirasion-la anba mem bann norm sekirite card-present ki bann terminal dedie swiv.
Eski mo bizin bann lezot materyel anplis pou aksepte Apple Pay ouswa Google Pay?
Non. Bann tap depi wallet arive kouma bann tranzaksion card-present san kontak normal, alor ninport ki lekter san kontak — y compris enn telefonn ki pe servi Tap to Pay — aksepte zot otomatikman.
Eski enn kliyan kapav tap so telefonn lor mo telefonn?
Wi. Wallet dizital enn kliyan fonksione lor laparei Tap to Pay enn marsan exakteman parey kouma lor enn terminal. Zot kapav tap enn kart, telefonn, ouswa lamont kont lekran telefonn marsan-la.
Eski Tap to Pay fonksione lor tablet?
Lor bann laparei Apple, Tap to Pay kote marsan disponib zis lor iPhone. Lor Android, bann telefonn ek tablet ki ena kapasite NFC kapav kalifie, depandant lor provider peman-la ek pei kot zot opere.
Eski bann fre diferan ant enn terminal ek Tap to Pay?
Toulède trete kouma bann peman card-present, alor an zeneral tarif-la depann lor zot provider ek zot rezion plito ki lor laparei ki pe lir li. Konpar bann tarif par tranzaksion ant bann provider — la-mem kot ena bann vre diferans.